It Won’t Happen To Me
In fact, Americans over the age of 65 years have a 70% chance of needing some form of long term care in their lifetime.*
I’m Covered by Medicare / Medicaid
Medicare & Medicaid aren’t the whole story. Medicare only covers a portion of skilled nursing costs up to 100 days. Medicaid only applies to individuals who qualify based on their income / asset levels.
That’s What My Savings Is For
Long-term care costs add up fast. It’s estimated that an unexpected long-term care event may cause clients to burn through their retirement assets 2 to 3 times faster than expected.*
My Family Will Take Care Of Me
Care-giving involves lifting, bathing and toileting which can take an emotional and physical toll. It’s no wonder a spouse caring for their disabled spouse is 6 times more likely to suffer from anxiety or depression.