The core benefit of the LTCRplus program is helping members develop a plan for how they will pay for the potential expenses associated with their extended care. Since 1998, LTCR has helped over a half a million people understand the risk, costs, and financial solutions available to pay for long term care.
While a lot has changed in the last year, the problem has not. Long term care is expensive. You can use the interactive cost of care tool below to review the average cost of care in your area.
While the problem has not changed, the solutions have. You can click below to view our LTC Solutions Kit. This comprehensive guide will provide you with a great overview of the types of coverage available to fund your future care, including the newly developed “Hybrid” LTC plans that offer guaranteed premiums and benefits even if you don’t need care.
Download the LTC Solutions Kit As part of your response to this program, you have also been assigned to an LTCR Advisor. This Advisor will follow up with you to make sure you understand all the resources available through LTCRplus and provide custom quotes based on your specific age, health, and type of solution you are interested in evaluating.
If you are not interested in any of these solutions, you already have coverage or you replied primarily for access to the other LTCRplus benefits, just let your LTCR Advisor know. We know from experience that circumstances change both individually and in the marketplace. The LTC Funding benefit will remain available and be updated to adapt to these changes.
Insurance Works: Whether you have a policy, previously looked at buying coverage or are just starting the evaluation process, it is important to understand that LTC insurance works. Policies in force are currently paying over $28 million in benefits per day. In 2018 the LTC industry paid over $10.3 billion in claims.*
Because you can’t out invest it!**
** Source: http://retirementchoices.net/LTCR-LTC1Plus-ED.html
“Our experience working with LTCR was excellent.”
“We were able to shop the market and compare the different solutions including plans with special discounts through our association. Best of all the vast majority of the process could be completed via the phone and email.”
Are you familiar with Required Minimum Distributions?