LTC Funding Solutions

We continuously monitor benefits, pricing, and underwriting changes across the leading carriers in the long-term care market to ensure you have access to the most competitive and relevant options available. Rather than being limited to a single provider, our program curates best-in-class solutions and helps you objectively compare them—so you can confidently select the coverage that delivers the strongest value for your specific situation.

Our group benefit program offers a wide range of plan designs, including traditional long-term care insurance, hybrid policies with death benefits or return-of-premium features, and annuity-based solutions. Each option comes with different cost structures, benefit levels, and flexibility, allowing you to tailor a strategy that aligns with your financial goals, risk tolerance, and long-term care preferences.

As a member of your organization, you gain access to preferred pricing and exclusive discounts not typically available to individuals purchasing on their own. These savings can add up to thousands of dollars over the life of your policy, making it more affordable to secure comprehensive coverage without compromising on quality or benefits.

Today’s long-term care market has evolved, introducing innovative products with more flexible underwriting and broader eligibility criteria. Our program gives you access to these newer solutions, including options for individuals who may have previously been declined or faced limitations due to health or age. This expanded flexibility increases your chances of finding quality coverage at a competitive price point.

When securing coverage through your group program, you’re not navigating it alone. You gain long-term advocacy and support backed by your organization and our team—ensuring you always have a knowledgeable partner to assist with policy questions, changes, and claims support throughout the life of your coverage.

Click here for more information about LTC Funding Research.